Conventional Loans - Central Coast Capital - LOCAL Monterey Mortgage Brokers SINCE 2013
A conventional loan is designed for home buyers and homeowners who have a stable income, good credit, are financially secure and can afford a higher down payment. One of the biggest differences between an FHA or USDA loan is that conventional loans are not backed by the government, allowing the lender to set the terms of the loan and work directly with the home buyer on a perfect mortgage solution.
ADVANTAGES OF A CONVENTIONAL LOAN
- Offers more flexible terms and restrictions
- Less paperwork
- Wider range of loan options that can be customized to fit your needs
- No private mortgage insurance with a 20% down payment
- Lower interest rates due to good credit and financial stability
- Available for single and multi-family homes, condos and manufactured homes
Conventional loans are available as fixed-rate and adjustable-rate mortgage options. A fixed-rate mortgage means your interest rate will not change over the life of the loan, while an adjustable-rate mortgage will have a fixed rate for a number of years at the start of the loan, but will adjust every year after based on market conditions.
Please feel free to read the reviews from several of Central Coast Capital’s most satisfied clients.
Contact Central Coast Capital today for prompt, efficient service!
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The Central Coast Capital Mission Statement
The Central Coast Capital mission is to provide first-class mortgage solutions for our customers, with transparent processing and closing, for rapid approval and on time fundings. We feel strongly about giving our customers the highest level of customer service. We aren’t successful if our clients aren’t successful. We aim to treat everyone like family. That’s our difference.
Local Monterey Mortgage Brokers Specializing In:
- Jumbo Loans
- Conventional Loans
- Refinance Loans
- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- FHA Loans
- VA Loans
- USDA Loans
Reliable & Honest Monterey Mortgage Brokers
When you're living in Monterey County, Santa Cruz County, San Benito County or any of the surrounding areas, trust your mortgage needs to Central Coast Capital. Honesty and integrity are very important to Central Coast Capital. We feature top quality mortgage solutions, personalized care and a pleasurable process that takes the stress out of getting a mortgage. Central Coast Capital specializes in the Monterey Bay area and takes pride in being a locally owned company.
When you need a tried and true Monterey Mortgage specialist, Central Coast Capital is here to serve you.
Getting a home loan has never been easier in the following areas of California:
- Monterey Bay
- Monterey County
- Santa Cruz County
- San Benito County
- Carmel
- Monterey
- Seaside
- Marina
- Pebble Beach
- Pacific Grove
- Del Monte Forest
- Del Monte Heights
- Salinas
- Prunedale
- Castroville
- Pajaro
- Spreckels
- Santa Cruz
- Watsonville
- Scotts Valley
- Capitola
- Soquel
- Rio Del Mar
- Aptos
- Felton
- La Selva Beach
- Royal Oaks
- Freedom
- Hollister
- San Juan Bautista
- Del Rey Oaks
- Sand City
- Carmel Highlands
- Hacienda Carmel
- Quail Meadows
- San Benancio
- Ambler Park
- Corral de Tierra
- Serra Village
- Oak Hills
- Moss Landing
- Cottage Corners
- River Oaks
- Live Oak
- Twin Lakes
- Pasatiempo
- Day Valley
- Corralitos
- Monte Toyon
- Shangri La Estates
- Camp Evers
- Interlaken
- Johnston Corner
- Logan
- Aromas
- Amesti
- Bethany Park
- Glen Arbor
- Ben Lomond
- Olympia
- Mission Springs
- Seabright
- Davenport
- Colache Town
- Las Lomas
- Carmel Valley Village
- Rancho Tierra Grande
- Aptos Hills-Larkin Valley
All Surrounding Towns, Neighborhoods & Communities
If you are looking for local Monterey mortgage brokers who are honest and always available, call 831-324-3910 or contact Central Coast Capital online.